Strategic Employee Benefits and Insurance Consultant home

Ric Formani started his employee benefits and insurance consulting career in Cleveland Ohio selling fully insured products to local Ohio-based businesses. He quickly learned the insurance business and became an owner and president of a third party administrator (TPA) where he learned all of the intricacies of how insurance and employee benefits really worked – from PPO management and claims payment to Plan building and compliance. In 2001 he co-founded a medical bill auditing company that focused on ensuring hospital and physician bill accuracy. He grew those companies and was recognized by Case Western Reserve University’s Weatherhead School of Business as a multiple-year winner of the coveted Weatherhead 100 award as having been one of the fastest growing companies in northeast Ohio. Under his leadership, the firm was also recognized as one of the Lorain County Golden 30. In 2004, Ric founded Elite Benefits.US, an Ohio-based third party administrator and employee benefits consulting firm and Elite Benefits Agency, an Ohio based insurance agency. He is recognized as an industry expert in the areas of health care and insurance consulting, stop loss and excess loss insurance, third party administration, cost containment and cost avoidance strategies and innovative plan design and cost reduction solutions for small to mid-sized businesses in the Cleveland area, Northeast Ohio and throughout the country.

Real Estate Investments and Returns

'Stratigic Planning for Successful Commercial Real Estate Portfolios that produce Extraordinary Return on Investments'. The Positive Cash Flow Network, Beverly Hills, CA.We match Buyers to Positive Cash Flow Commercial Real estate every day. If you are a Seller, we have global investors ready to submit an offer on your Positive Cash Flow property. For owners of under-performing properties, let us show you how we can turn your investment into a positive cash flow opportunity.Our Hot Properties Page will give you a glimpse of the many Positive Cash Flow Opportunities available today. Our Seller and Owner Pages show you how we can increase your Return On Investment.We have been providing real estate services in the same location for nearly the last two decades. Our team of experienced sales professionals will assit you in arriving at a decision related to all your real estate queries and we guarantee to boost your ROI.The Positive Cash Flow Network also offers highly competitive loans for your commercial real estate acquitions as well as working capital. Unlike other lenders, we also do Commercial Loans for Churches!Our LOAN page helps to find information on types of loans and rates available today.Whether you are a buyer, seller, landlord, or tenant, please let us know your needs. We welcome any inquiry; also, the better informed we both become, the better you can be served. Our goal is to make things happen for you.

Auto Title Loans and Payday Loans Adelanto California

The Money Stop - We are located in Adelanto, California CA. We service all the High desert and surrounding areas. We are your source for getting the money you need. Whether you need a payday loan, a auto title loan or just a check cashed we are your store. You may come down or apply online, it's that easy. We pay cash for your unwanted gold. Top dollar paid. Any gold, any condition. Turn that unwanted gold into cash. We can help.

Business Lines of Credit|3rd Street Financial LLC|Dallas|Texas

We make it easy to obtain lines of credit through our "credit buiding" process. Whether you are already an established business looking for working capital or an aspiring entrepreneur looking for funding for your idea. 3rd street financial can make it happen.We build a strong business credit profile on one of our 4-5 year aged corporation that our company formed years ago. We submit to our "specific lenders" making sure all of their requirements are included. We are having a 99.9% success rate right now even in these crazy economic times.

Merchant Services | Frontline Advantage Merchant Services | Buffalo | New York

We are a multifaceted service provider accepting a full line of credit, debit, food stamp, rewards, and gift cards. We are proud to say that we are affiliated with EMS and have one of the best customer service and tech support departments in the industry, with an average call wait time of 21 seconds. At Frontline Merchant Services you aren't just a number on the board, you are a long lasting partnership built from honesty and commitment. Come and see what it feels like to finally have a company that has your best interests at heart.

Prime Bank Investment Fraud - Investment Due Diligence and Investigation Services

For 20 years Rex Reese has provided investment due diligence and investigation services to parties considering investments in high yield private placements. Through two decades of engagements, Mr. Reese has developed and implemented sophisticated techniques to uncover and address fraud, deception and illegality.Rex Reese has assisted clients in recovering invested funds, analyzing financial statements and tax returns, and avoiding being thrown in as a conspirator with scam perpetrators.A corporate, finance and commercial attorney known as one of the best tax attorneys in Washington (Washingtonion Magazine), Mr. Reese has represented high net worth companies, individuals and families throughout the world.

Professional Stock Market Trading and Stock Trading Education - Alternative Investment Strategies Atlanta Georgia

Elite Trading Partners L.L.C. is an Independent Professional Trading Education and Trading Partnership company serving the greater Atlanta metropolitan area and select locations throughout the southeast. We represent a portal through which accredited private investors and other qualified market participants can learn about (As an Elite Trading Partner) or directly experience (As a Strategic Trading Partner) the potential financial advantages and opportunities available through the understanding and application of select trading tools, tactics, techniques, strategies, and methodologies, automated trading technologies, and pools of capital utilized by those who trade the financial markets at the professional level.

Million Mail Program Is Creating Real Millionaires

The secret to making big money today is NOT online! It's in the mail... specifically Direct Mail. Direct Mail is where the secret of making big money is at. NOT email... SNAIL MAIL through the post office. EVERYONE is trying to market on the internet and most of them are losing big. A handful of young, hot shot geeks control the Internet and are making the big money. Everyone else is getting left in their dust and spending more than they make. That's the truth. Like it or not. There's no duplication going on. But the real truth is, there are MILLIONS of "Baby Boomers" and retired Americans who are looking for extra income, but they're NOT on the Internet. Many of the don't even own a computer or know how to turn one on. That's a huge untapped market and if you're leaving a ton of money on the table if you're not promoting something to these folks.

Select Us Financial | Credit Counseling Services | Financial Consultant | Pennsylvannia

At Select Us Financial we offer a variey of services;to start we would need a copy of all your existing bills,from there we would be able to find a program that works for you.This service alone will save a client on average $225 a month.We also offer credit counseling services,other firms charge over a thousand dollars for this service but we assist our customers for no additional charge.Another service we provide for no additional cost is our future purchases program.Many times consumers think they are getting a good deal when in reality the salesman is making more then a reasonable profit on the sale.For example we have professionals who specialize in negotiating car deals,the sale of homes and many more large ticket items.

Financial, Retirement & Estate Planning - Annuities, Life Insurance - Income Tax Deferred Growth - Pinnacle PAR 1 Financial Services Network San Antonio, Texas

Pinnacle PAR 1 Financial Services Network, located in San Antonio Texas, is a cadre of financial professionals, easily accessible to clients. It is the formalization of an exceptional business methodology utilized by its principals for nearly three decades and reflects a vision of cooperation and the integration of collective expertise on behalf of clients. Most of us have 2 or more insurance agents, perhaps a couple of stockbrokers, a real estate agent we dealt with once or maybe twice in 20 years, an attorney and an accountant. Rarely do these individuals communicate with each other. They act independently and often actually compete against each other for your business. The result can often spell financial disaster for you and your family. Pinnacle PAR 1 brings together professionals in many of the financial disciplines that an individual or business needs for success. The difference is that this network of professional Affiliates work together on behalf of the client, not independently of each other. Each Affiliate is an independent and operates his or her own respective company. The principal advisors of Pinnacle PAR 1, Joe Caddell and Don Carol, have a combined industry service of over 67 years, their knowledge and experience is substantial. They have assembled these professionals to affiliate and create this network.

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